Points and Miles: The Best Transferable Options

ocean- caribbean where we going

With all of the different types of credit card rewards to choose from, it truly becomes overwhelming at times.  That's because there are literally dozens of co-branded credit cards that offer hotel loyalty points, airline miles, and even cash-back. However, most travel rewards enthusiasts will agree that the most valuable points are ones that can be transferred. This post will explain a few of the most popular rewards programs with transferable

Travel Rewards 101: A Beginner’s Guide to Credit Card Rewards


I’ve racked up tons of free travel and thousands of dollars in statement credits over the years, and it’s all due to my complex relationship with credit card rewards. Basically, I’m obsessed with them. Family members and friends see me taking weekend trips, traveling abroad, and landing free hotel rooms, yet remain skeptical that any of it is really “free” or easy to earn. Sometimes they’ll feign interest and ask half-heartedly, “so…how exactly

Time Is Your Most Valuable Resource

Times is Money

I just read an article from my friend Mr. 1500 about what “Enough” means in life, and it got me thinking about what is truly valuable in my own life. Once my family is clothed, sheltered and fed, the most valuable resource to me is Time. We only get a finite amount of time in this life and it keeps ticking away every single second. Once past, that time is never coming back. We’re all so rushed every day, but what are we really accomplishing?

The What, Why, and How of Saving for a Down Payment on a Home

Down Payment on a Home Image

Home ownership is often marketed as the cornerstone of the American dream. But it doesn’t come cheap. You need to make sure you’re financially prepared before considering buying a home, and that means having an emergency fund already in place, a steady source of income, and the ability to continue contributing to your long-term financial goals (like retirement) alongside managing your new expenses associated with your home. If you’re

Ask the Readers: How do you Teach your Children about Money?

Kids and money

We’d like to turn the tables with this article and ask for your advice as we embark on a new part of our lives as parents. Our oldest daughter is coming up on her 6th birthday, and we believe it is time to really start making her aware of the concept of money. Our question to you is: What do you think is the best way to introduce money to young children? What strategies are you using (or did you use) with your children that you think work

The Holy Grail: How to Book an All-Inclusive Resort with Points


If you’ve never been to an all-inclusive resort, you’re probably wondering what they are and how they work. Basically, all-inclusive vacations work like this: For one low price, your lodging, food, drinks (including alcohol), and entertainment are provided. It’s actually similar to going on a cruise, the only difference being that you stay in one place and focus on enjoying everything your resort has to offer. Sounds great, doesn’t it?  Trust me,

True Life: I Went to a Small College – and Was Still Successful

I Went to a Small College Image

You know how one of the easiest ways to cut back on your grocery bill or on how much your spend at Target is to swap name-brand products for generics? It’s such an effortless way to save money, and it just makes sense: 99% of the time, the generic or store brand is nearly identical to the more expensive brand name - or it’s close enough that the average consumer wouldn't be able to tell if they couldn't see the label or packaging. So why are