Term Life Insurance is the Best Bet for Your Family

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

One of our goals here at RichmondSavers.com is to make your life a little bit easier by reducing the complexity of the financial world down to something that’s simple and makes sense.  There is no better example of that needless complexity than with the issue of life insurance. Sure, there are many different types of…

An Introduction to RichmondSavers.com

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We started RichmondSavers.com as a way to share our financial know-how with the greater Richmond, VA area and the country at large through this website.  We’re a husband and wife team of CPAs each with 10+ years of experience in a variety of tax accounting positions, including at Big 4 Public Accounting firms and Fortune…

Tips on How to Walk 10,000 Steps a Day

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Here at RichmondSavers.com we feel that physical health is an essential part of a balanced life, and with the crazy cost of health care in this country, it really is as important a financial issue as nearly anything else we deal with here. In countless newspapers and magazines over the past few years I’ve seen…

An Introduction to Maximizing Travel Rewards

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

We recently discovered the concept of using credit card sign-up bonuses to maximize travel rewards and it opened up a world of possibilities for us to travel like royalty while paying just about nothing for flights and luxury hotel rooms. It sounds hard to believe, but it’s completely true and incredibly easy to do.  For…

Beginner’s Guide to Saving Money

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

We think the best investment advice anyone can give you is this: Save as much money as you possibly can and make saving your number one financial priority.  This is the fundamental underlying concept behind everything we advise here at RichmondSavers.com. It all starts with saving money.  Stop buying useless garbage you’ll never use, expensive…

Use the Public Library to Save Thousands of Dollars

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

We’re a family of readers.  We used to spend serious money each year on new books and we amassed a lovely collection that was “worth” thousands of dollars.  But you know what?  They were just taking up a lot of space and they seemed like more of a museum than anything relevant to our lives. …

What is Net Worth and Why is it Important?

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

 The technical definition of net worth is your total assets minus your total liabilities.  We think it’s larger than just that mere definition though; it really is the most important way to look at your finances and your financial health. Here’s an example:  Everyone always talks about the return on investment you’ll get if you…