An Introduction to Maximizing Travel Rewards

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

We recently discovered the concept of using credit card sign-up bonuses to maximize travel rewards and it opened up a world of possibilities for us to travel like royalty while paying just about nothing for flights and luxury hotel rooms. It sounds hard to believe, but it’s completely true and incredibly easy to do.  For…

Beginner’s Guide to Saving Money

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

We think the best investment advice anyone can give you is this: Save as much money as you possibly can and make saving your number one financial priority.  This is the fundamental underlying concept behind everything we advise here at RichmondSavers.com. It all starts with saving money.  Stop buying useless garbage you’ll never use, expensive…

Use the Public Library to Save Thousands of Dollars

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

We’re a family of readers.  We used to spend serious money each year on new books and we amassed a lovely collection that was “worth” thousands of dollars.  But you know what?  They were just taking up a lot of space and they seemed like more of a museum than anything relevant to our lives. …

What is Net Worth and Why is it Important?

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

 The technical definition of net worth is your total assets minus your total liabilities.  We think it’s larger than just that mere definition though; it really is the most important way to look at your finances and your financial health. Here’s an example:  Everyone always talks about the return on investment you’ll get if you…