In our opinion, if you aren’t saving 10% of your income for retirement and at least another 10% of your income for savings/emergency fund/college/investing/etc., then your financial life is out of balance and you are definitely living beyond your means. Most people start with their take-home pay, deduct out all their various monthly expenses and…
Five Simple Ways to Lose Weight and Save Money
One of our big themes here at RichmondSavers.com is that things don’t have to be so complicated all the time. This extends throughout your financial life into every other aspect of your personal life. Keep it simple and you’ll reduce stress, make noticeable progress and come out way ahead in the end. This post is…
Simplify Your Way to a Happier and More Efficient Life
Time is the most precious commodity in the world. Once it’s gone, you can never get it back. If we’re lucky, we’ll be around for about 80 years, which sounds like a long time, but it goes by in a hurry when you’re living a harried, stressed-out lifestyle continually for years on end. I’ve always…