How Much Money Do You Actually Need to Retire?

by 24 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Have you ever plugged your information into a retirement calculator on a site like Fidelity.com?  If you have, you’ll find their starting point for your retirement income is your current income, which I suppose makes sense if you’re one of the vast majority of people who spends every last dollar you earn. In that case…

Travel Rewards: Free New York to Bermuda Vacation in Style

by 25 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Here’s another post in our travel rewards tips series designed to show you how much value you can get by opening up targeted credit cards to earn luxury travel for free: Laura and I are very much in travel planning mode for our big trip for the summer of 2014 and one option we’re investigating…

Travel Rewards: Two Free Boston to Dublin Round-Trip Flights with One Credit Card Signup

by 39 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

PLEASE NOTE: THIS ‘SWEET SPOT’ FOR 25,000 IS NO LONGER AVAILABLE (though the process described below is still accurate for how to book): However, you can no fly to Dublin from six US cities for only 26,000 miles round-trip during the ~8 month off-peak time. This is our first in a series of ‘travel rewards…

How much are you Spending Each Year on Gifts?

by 28 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Laura and I do not exchange presents for any major holiday.  I know this might sound odd, and we might appear cold and heartless to some, but it is just something we don’t do. We seriously have every material possession that we want in life, so our mental “must-buy list” contains exactly zero items.  We’re…

The Impact of Fees on Your Investment

by 17 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

After reading a post on Bucking the Trend’s (now defunct) site entitled, How Vanguard Will Save Me $2,700 and the outstanding must-read Stock Series by JL Collins, I realized I needed to learn more about low-cost index fund investing. I picked up The Little Book of Common Sense Investing by Vanguard founder John Bogle and…

The Power of a Saved Dollar

by 10 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

We talk a lot about saving money and long-term financial thinking here at RichmondSavers.com.  To our family there is great happiness, security and satisfaction in this type of lifestyle.  However, we know in our instant-gratification culture a lot of people think we have it backwards.  They think it makes them happy to buy expensive clothes,…

Welcome NBC 12 ‘More Bang for Your Buck’ Viewers

by 8 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

We appreciate you watching the ‘More Bang for Your Buck’ segment on NBC 12 featuring RichmondSavers.com and then navigating here to learn more!  We’re actually featured on two distinct segments, so depending on when you’re visiting, the articles featured in the stories are: Take Your Family to Disney World For Free: Step-by-Step Instructions How we…