A couple months ago I realized that one of my best financial strengths was becoming a huge thorn in my side, and wallet! I have historically been very good about NOT spending money on meals out, especially lunch, but suddenly I was dropping $30+ on lunch each week. As I complained to friends about this…

This month’s “frugal challenge” is ½ challenge and ½ pro tip. I’m going to show you a simple way to make $300 this month, and it’s a strategy that you can use to supplement your credit card rewards moving forward. Note: the offer discussed below only applies to 15 states* but you can use this…

I’ve always been bad at turning healthy eating into a habit. In the past, I’ve been able to do it for short time periods, but then I fall off the wagon for one reason or another. That reason is usually this: I become so busy that I take shortcuts. These are unhealthy shortcuts, like a…

Ok, I know what you’re thinking. It’s already the middle of February and I haven’t issued a frugal challenge! Well here’s the thing, since it’s a short month I couldn’t give you one of the harder challenges (you totally have to do the hard stuff for a full 30-31 days, ha!). But I do have…

When I go grocery shopping, I fall into this trap pretty frequently: OH, it’s on sale?!? I’ll buy a ton of it and keep it in the pantry or freezer! Ok, so that’s not always a terrible idea. For things you use often it makes total sense and can bring down your grocery budget significantly.…

One night, just a few weeks ago, my wife and I were talking about lifestyle inflation. We had been putting off this conversation about all the little costs and luxuries that we now enjoy but never used or needed previously. Things like our gym membership, our bigger home, premium organic food, and cable TV. Sometimes,…