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April Frugal Challenge: Spend $0 on Lunches Out

April 2, 2018 by Thomas Leave a Comment  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

packed lunch

A couple months ago I realized that one of my best financial strengths was becoming a huge thorn in my side, and wallet! I have historically been very good about NOT spending money on meals out, especially lunch, but suddenly I was dropping $30+ on lunch each week. As I complained to friends about this…

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March Frugal Challenge: Get a Checking Account Bonus

March 9, 2018 by Thomas Leave a Comment  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Pile of cash

This month’s “frugal challenge” is ½ challenge and ½ pro tip. I’m going to show you a simple way to make $300 this month, and it’s a strategy that you can use to supplement your credit card rewards moving forward. Note: the offer discussed below only applies to 15 states* but you can use this…

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How I’m Eating a Healthy Lunch for $1 Per Day

February 20, 2018 by Thomas 5 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Meal planning containers

I’ve always been bad at turning healthy eating into a habit. In the past, I’ve been able to do it for short time periods, but then I fall off the wagon for one reason or another. That reason is usually this: I become so busy that I take shortcuts. These are unhealthy shortcuts, like a…

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February Frugal Challenge: Set a Net Worth Goal and Plan for Taxes

February 12, 2018 by Thomas Leave a Comment  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Net Worth Growth

Ok, I know what you’re thinking. It’s already the middle of February and I haven’t issued a frugal challenge! Well here’s the thing, since it’s a short month I couldn’t give you one of the harder challenges (you totally have to do the hard stuff for a full 30-31 days, ha!). But I do have…

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January Frugal Challenge: Clean Out Your Pantry and Freezer

January 4, 2018 by Thomas 4 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Full pantry

When I go grocery shopping, I fall into this trap pretty frequently: OH, it’s on sale?!? I’ll buy a ton of it and keep it in the pantry or freezer! Ok, so that’s not always a terrible idea. For things you use often it makes total sense and can bring down your grocery budget significantly.…

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Stacking Discounted Gift Cards (like from Raise.com) with Cash Back Portals to Meet Minimum Spend

September 4, 2017 by Antonio Diaz 5 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Shopper

Many savvy online shoppers are familiar with gift card exchange websites, also known as “gift card resellers.” These sites are often a great opportunity to save money on big purchases, since you can get an extra discount. Getting the card on sale doesn’t prevent you from using other coupons to stack your savings, and it…

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Why We Cut the Cord (Again)

July 28, 2017 by Thomas 2 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Roku Home Screen on HDTV

One night, just a few weeks ago, my wife and I were talking about lifestyle inflation. We had been putting off this conversation about all the little costs and luxuries that we now enjoy but never used or needed previously. Things like our gym membership, our bigger home, premium organic food, and cable TV. Sometimes,…

Filed Under: Money Saving Tips Continue Reading

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