Here’s the thing about saving money: it needs to be as painless as possible. Otherwise, you’re wasting your time, and time is money too. When it comes to apps that promise to help me save or make money, I’m immediately skeptical. Most of them are gimmicky and take way too much of my time. Things…
6 Lessons I Learned from my United Award Booking to China
I recently took a trip to China to visit my brother who lives and works there as an education consultant. We spent a few days hiking and also exploring Changsha and Hong Kong. The trip was semi-unexpected as I made a last-minute decision to go. But luckily, I was still able to use United miles,…
Why We Cut the Cord (Again)
One night, just a few weeks ago, my wife and I were talking about lifestyle inflation. We had been putting off this conversation about all the little costs and luxuries that we now enjoy but never used or needed previously. Things like our gym membership, our bigger home, premium organic food, and cable TV. Sometimes,…
Guide to Earning Maximum Cash Back from Credit Card Category Bonuses
Credit card rewards aren’t a one-size-fits-all strategy. In fact, there are probably as many unique ways to earn rewards across different cards as there are people. Some folks prefer to work on minimum spend for new bonuses as frequently as possible. Others stick to just a handful of their favorite cards. And some maintain a…
It’s Official, My Cell Phone Bill is $1.87
I told you before about the new service from Comcast called Xfinity Mobile. After some debate, I made the switch to their service, and I’m happy to report that my cell phone bill is now lower than it has ever been. I paid $0 before taxes, and even after taxes my total bill was $1.87.…
The Easy Way to Find Out When You Opened a Credit Card (Using Credit Karma)
Have you ever been organizing your credit card information, and needed a handy way to tell how long your cards have been open? For some reason, this question has come up a lot lately on some other blogs and forums that I visit regularly, and while there are a few ways to track down the…
Frugal Challenge: Don’t Use Cell Data for an Entire Month
I’m writing this on a Friday afternoon, before a major upcoming holiday, while looking outside at a beautiful summer 85 degree day. This is probably the worst time to issue a frugal challenge. But I’m going to do it anyway. I dare you to go an entire month without using cell data. Yep, you read…
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