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Xfinity Mobile Review: A Frugal but Powerful Service

June 6, 2017 by Thomas 10 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

I originally wrote this article when I had first heard about Xfinity Mobile. I’ve updated the post since then, because I am now an Xfinity Mobile customer, and a happy one at that! This is a cheap but very powerful cell phone service. One of my favorite things about it is that you can scale up and down to fit your needs, but it’s pretty affordable no matter what. I now pay less than $2 for service most months, which is ridiculous. And yes you read that correctly: TWO DOLLARS per month!

Xfinity Mobile Screenshot

Xfinity Mobile is an underrated option for many people.

Since I put a few hours into researching it, chatting with their support team, and over-analyzing whether to switch service from Republic Wireless, I figured that I should put together a brief review. Xfinity Mobile hasn’t compensated me in any way or asked me to write this. I’m really just a happy customer and thrilled to find another frugal hack.

Reasons to Switch to Xfinity Mobile

Here are the pros of switching over.

Unlimited talk & text + 1GB of data + a phone for $18.50!
When I started researching the service, I found that lots of people were talking about the current deal for the unlimited plan (including unlimited data). Comcast lists that at a discounted $45, but seems to suggest that pricing will eventually go up to $65. At $45, it’s a great deal compared to other providers, but the thing is that most people don’t need that much data.

Xfinity Mobile Plans

The better deal, to me, is that you can pay by the gig for $12. When you combine this with the cheapest phone available, you can pay $18.50 for unlimited talk and text, 1GB of data, and a phone! That price would be for two years (until the phone is paid off). Or, you could buy the phone outright and then just pay a base price of $12 per month before taxes and fees.

LG X Power

This is currently the cheapest phone option at Xfinity Mobile.

That’s a steal, and less than half the cost of the unnecessary unlimited plan that everyone else is raving about.

Free 100MB of data is included
While I think the 1GB deal is awesome, I also like that 100MB of data is included for free. This means that if you use less than 100MB of data, you won’t pay for any data at all! You would just pay for taxes and fees and the phone (if you didn’t buy it outright).Xfinity Mobile Features

The phone is a large percentage of the cost
Essentially, talk and text + 100MB of data is 100% free, and you’re just paying for a phone and data you use over 100MB. This is significant, because with most carriers (even the cheap ones) you have to pay a large phone expense (think: $100+ upfront or a monthly fee) and then you still pay $20+ per month depending on your plan. This is where Xfinity has the edge. For the same monthly price that a budget carrier would provide service, Xfinity is providing service and a phone.

It uses the Verizon network
Yes, that made me chuckle quite a bit too. Comcast is using its cable competitor’s mobile network. But let’s be honest, that’s hands down the best mobile network, and not something you can conveniently tap into with MVNOs or other small cell service providers. I’ve used the Sprint network almost exclusively for the last five years, and I have had very few problems. But, there have been some issues here and there, and I regularly visit some places off the beaten path where there is no Sprint coverage, but Verizon does have coverage.

So, I think it’s a smart play by Comcast to use this network, and it might draw in some people who need to ensure near-perfect reliability and/or want to access it at a price comparable to Sprint network providers.

It leverages wifi without routing calls through wifi
Xfinity hotspots are seemingly everywhere, and Xfinity Mobile plans to leverage that by using the hotspots in place of cellular data whenever possible. However, the good news is that calls will NOT be routed through wifi. I like this concept a lot. The way I see it, I want to minimize cellular data as much as possible, but I want to ensure call reliability. This is the perfect solution.

The one catch I see here would be if phones latch onto an Xfinity hotspot with a weak signal. That could be annoying if I’m in the middle of something and suddenly can’t complete it or it slows down. But again, I’d much rather this happen with web browsing than with a call.

(At least some) phones are unlocked
I won’t pretend to know all the technical details here, but one concern I had was that since there isn’t a BYOD program, and the phones are set up to show preference to Xfinity wifi hotspots, that somehow they wouldn’t be eligible to take to other providers if I decided to quit the service. Luckily, the customer service rep assured me that the phone I’m considering (LG X Power) comes unlocked. However, I don’t know if that applies to all phones, so you might want to double check if you consider a different one.

Apparently there are lots of rules regarding locking/unlocking phones, so this may be a moot point, especially if you know a lot about how this all works. It’s just something to consider!

The Drawbacks

Here are some things that make me hesitant to make the switch.

The best pricing is reserved for existing Xfinity customers
If you currently subscribe to another Xfinity product (ie home Internet, cable, or phone service) then you don’t pay a line fee, which again in this context means you basically get free calls and texts plus 100MB. However, if you aren’t an Xfinity customer, there’s a $10 line fee, which will likely affect the math so significantly that it won’t make sense for you to switch to Xfinity.

Also, what if you get Xfinity mobile while you’re an Xfinity Internet customer, but then you move and get a different ISP? Or, what if you just find a better price on home Internet (maybe a Verizon promotion, for example), and want to leave Comcast? These complications will undoubtedly arise. That’s why having mobility is important. If you could just walk away from Xfinity mobile and put your phone on a different low-budget MVNO, then problem solved. In that scenario, you may have to pay a tad more for a new provider, but hopefully it would be less than the $10 that Xfinity Mobile will charge.

Pricing isn’t guaranteed long-term
If you look at the details of the two pricing structures, you’ll see that the future is a bit of a mystery. Xfinity says that if you sign up for the $45 plan, that pricing will be good for two years. But if you want to pay by the gig, that pricing is subject to change.

Xfinity by the gig terms

“Subject to change”

That makes you a bit vulnerable, especially if a switch to Xfinity Mobile would only save you a few bucks. They could presumably pull the rug out from under you with future price changes, which would be a hassle.

You can’t bring your own Android device (yet)
This is good news and bad news I suppose. You can’t bring an Android device to Xfinity Mobile, but there are multiple reports that they will provide this option soon. They do allow you to bring certain iPhone models!

Xfinity apps aren’t excluded from data usage
It would be cool if streaming video through an Xfinity app while not on a wifi network didn’t count toward your monthly data usage. But unfortunately, it will.

What’s the best deal?

I think the best deal here is simply to get the cheapest phone and use the least amount of data possible between 0 and 1GB. When I made the switch, I opted for “pay by the gig” (1GB for $12). I don’t go over that 1GB limit, and I got the LG X Power phone. I bought the phone outright ($156), but if we pro rate that for 24 months then my initial cost was be $18.50 per month. Then, taxes/fees for my zip code come out to about $1.87. That’s $20.37 for a phone, unlimited talk & text, and 1GB of data. After 24 months (when the phone would be paid off), my total monthly payment would drop to $13.87!

But it gets better…Just for kicks, I try to stay under 100MB of data each month. This makes for such a ridiculously cheap bill, that most people don’t believe me when I tell them. But here is the proof.

Thoughts?

These are just my initial thoughts on the service. It will be interesting to see if Xfinity can continue to position itself as a budget cell service provider. Or, will it slowly increase prices as time goes on, particularly if it allows more BYOD? I’m no fortune teller, but this is definitely a killer deal for now. If anyone else has tried it yet, I’d love to hear about your experience.

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Comments

  1. Jason says

    September 21, 2017 at 2:10 pm

    Thomas, thank you for the comparison. I am a Republic customer (love them) as well as a Xfinity customer (hate them) and it sounds tempting to be able to get a new phone (mine is 3 years old now) and access to the Verizon network. However, after reading your post and thinking about it, I think it is best for me to hang on to my Republic plan (I still have the old $10 plan that I was allowed to keep and barely use any data; plus, I paid for my phone in full and even though it is 3 years old, I am not like one of those people who are always throwing 100s of $ on new phones) — I plan to keep it till it dies.

    So my conclusion is that xfinity mobile maybe good for an average money-conscious xfinity customer but for Republic customers, it is better to stick with them.

    Reply
    • Thomas says

      September 21, 2017 at 3:40 pm

      Good points Jason! I love Republic too, and I’m definitely not trying to talk you out of it…but here’s my gut reaction. If you really don’t use data, your bill with Xfinity would likely be under $2. (Mine is $1.86). So even if you spent $200 on a phone, you’d start saving money after 2 years. So not a bad long-term play. I think my hesitation in your case would be that the Xfinity terms might change. If Xfinity opens up BYOD soon, though, that might be a gamechanger, even for you!

      Reply
  2. Ralf says

    October 26, 2017 at 1:33 pm

    Comcast recently had a promotion of $200 off per phone where the LG X Charge ended up costing only $1 each. I went in for 5 and activated only 2 and the other three are spares. I keep the data on the phone mostly turned off and use mainly WiFi. The only time I use mobile data is when out camping and want pull down my e-mails and weather forecasts. For that I used only 10mb of the 100mb of free data. As such I pay only taxes on the service which in NM is about 5.50 per month per phone. The phones work great, voice quality is excellent; something that I did not expect on such an inexpensive phone. In Albuquerque I find Xfinity WIFI and other free hot spots almost everywhere such that my phone has a internet connection nearly all the time. To make this deal even sweeter Comcast also had a $200 gift card offer just for signing up for the service that one could combine with the $200 off per phone. That will almost pay for 2-years of taxes on the phones!

    Reply
    • Thomas says

      October 28, 2017 at 9:20 am

      Holy cow… that is an absolutely insane deal! Nice work Ralf. Next time you see that sort of sale on devices, let me know! Seriously, this is one of the best hacks I’ve heard in a long time. You basically netted $195 for buying 5 phones! And will have a totally free cell phone for two years?!? Nicely done my friend.

      Reply
  3. Ryan Wolland says

    January 9, 2018 at 12:14 pm

    Any updates on this transition? My wife and I have been RW users for a few years now. We’re on the 2.0 plans, using about 1.5 GB combined each month. Our original phones are getting to the point of needing replaced, and I just renewed my Comcast Internet service for another 12-months, so it’s got me thinking of switching to Xfinity Mobile. The primary driver for us, in addition to the potential monthly savings, is the benefit of being back on Verizon, whose cell coverage is much better in Central Illinois than Sprint’s. How has the Xfinity Mobile service worked for you? Any regrets?

    Reply
    • Thomas says

      January 9, 2018 at 12:20 pm

      To be honest, I have zero regrets. In the back of my mind, I do wonder if they’ll raise prices at some point…but no regrets otherwise. I have never had a single issue with service and so far the network has lived up to the Verizon reputation. I get service now in rural areas where I didn’t with Sprint. One perk I have leaned on a lot is that Xfinity Wifi spots are seemingly everywhere around here. So I get to use quite a bit of data without paying for it while I’m out of the house. I bet with some creativity you both could keep it around 1 gig each and pay just $12 + tax per month! Good luck in your decision.

      Reply
      • Ryan says

        January 10, 2018 at 9:53 pm

        Thanks!

        Reply
      • Ryan says

        February 8, 2018 at 1:02 pm

        I just completed the switch for my wife’s phone from Republic Wireless to Xfinity Mobile. One thing that I wanted to mention here in the event someone else is contemplating the same – The process to port a number from Republic Wireless to another mobile provider (not just Xfinity) can take up to 10 business days. This is because phone numbers associated to a Republic account are actually classified as VOIP numbers and not wireless numbers. While the FCC allows wireless numbers to be ported between companies within minutes of a port request, VOIP numbers are handled like traditional landline numbers, which require a 3 – 10 business day process. I was able to contact Xfinity after the initial port date was set and have them move up my port date from 10 days to 5 days. Keep this in mind when you are making the transition. It will likely take longer than you anticipated.

        Reply
  4. kathy says

    January 17, 2018 at 10:53 pm

    i am filing a lawsuit i was ripped off 363.00 was taken out of my account . i have spoken to TATE a supervisor who kept me on the phone for an hour and 20 minutes ,made several promises .promised to call me everyday. i was initially told the phone was 27bucks but not informed of gigabites. i have returned phone,and have spoken to 12 reps who promisedmy refund. im livid and im going to a higher level

    Reply
    • Thomas says

      January 28, 2018 at 10:59 am

      I can’t tell if this comment is spam (we get a lot of those!). But they don’t have a phone for $27, unless you mean that was the monthly cost for the phone. Sorry if you had a bad experience…I’ve found the service to be very smooth and virtually 100% automated. I haven’t had to talk to a representative at all, and all the billing has been correct.

      Reply

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