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January Frugal Challenge: Clean Out Your Pantry and Freezer

January 4, 2018 by Thomas 4 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Full pantry

When I go grocery shopping, I fall into this trap pretty frequently: OH, it’s on sale?!? I’ll buy a ton of it and keep it in the pantry or freezer! Ok, so that’s not always a terrible idea. For things you use often it makes total sense and can bring down your grocery budget significantly.…

Filed Under: Money Saving Tips Continue Reading

Paying For Travel Expenses As Part Of Your Minimum Spend

August 16, 2017 by Antonio Diaz 2 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Minimum spend social image

While points are great, you’re usually sacrificing at least a little convenience and the ability to book spontaneous, short-notice travel when you use them. But with this smart and very simple credit card spending technique I’m getting ready to show you, you won’t have to plan your trip far in advance, or deal with complicated award…

Filed Under: Travel Rewards Continue Reading

6 Lessons I Learned from my United Award Booking to China

August 8, 2017 by Thomas Leave a Comment  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

I recently took a trip to China to visit my brother who lives and works there as an education consultant. We spent a few days hiking and also exploring Changsha and Hong Kong. The trip was semi-unexpected as I made a last-minute decision to go. But luckily, I was still able to use United miles,…

Filed Under: Travel Rewards Continue Reading

Why We Cut the Cord (Again)

July 28, 2017 by Thomas 2 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Roku Home Screen on HDTV

One night, just a few weeks ago, my wife and I were talking about lifestyle inflation. We had been putting off this conversation about all the little costs and luxuries that we now enjoy but never used or needed previously. Things like our gym membership, our bigger home, premium organic food, and cable TV. Sometimes,…

Filed Under: Money Saving Tips Continue Reading

It’s Official, My Cell Phone Bill is $1.87

July 11, 2017 by Thomas 4 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Xfinity Mobile Clean Bill

I told you before about the new service from Comcast called Xfinity Mobile. After some debate, I made the switch to their service, and I’m happy to report that my cell phone bill is now lower than it has ever been. I paid $0 before taxes, and even after taxes my total bill was $1.87.…

Filed Under: Money Saving Tips Continue Reading

The Easy Way to Find Out When You Opened a Credit Card (Using Credit Karma)

July 10, 2017 by Thomas 4 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Computer Organization

Have you ever been organizing your credit card information, and needed a handy way to tell how long your cards have been open? For some reason, this question has come up a lot lately on some other blogs and forums that I visit regularly, and while there are a few ways to track down the…

Filed Under: Credit Cards Continue Reading

Frugal Challenge: Don’t Use Cell Data for an Entire Month

June 30, 2017 by Thomas 7 Comments  Richmond Savers has partnered with CardRatings for our coverage of credit card products. Richmond Savers and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Cell Phone Data Challenge

I’m writing this on a Friday afternoon, before a major upcoming holiday, while looking outside at a beautiful summer 85 degree day. This is probably the worst time to issue a frugal challenge. But I’m going to do it anyway. I dare you to go an entire month without using cell data. Yep, you read…

Filed Under: Money Saving Tips Continue Reading

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